Do you have to be licensed in the state in which a lead is received with the Direct-to-Consumer platform?

Currently, if a lead goes to your OC site and completes the Request a Quote form, they can click "Apply Now" no matter which states you are licensed in. If you aren't licensed in the sate where the lead is applying, the policy is submitted with the home office's writing number. Our internal sales team will nurture the policy and get it in force. Once complete, you will be notified which state you need to get your Non-Resident Producer License to collect your commission. If we can't get the client a policy, you will be notified of a new lead, their state, etc.